5316 Chestnut Bluff Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5316 Chestnut Bluff Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,267 sqft · built 1992
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$249,950 (Mar 2014)
Tax Bill	$4,004 (2026)
Deeds & Mortgages	Nov 2021 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`719-67-99-62-500-000`

Property Details

APN / Parcel Number

Primary APN	`719-67-99-62-500-000`
Alternative APNs	`060080500000062` `365859001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,267 sqft Finished Area
1st Floor Area	289 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	365859001
Street Address	5316 CHESTNUT BLUFF RD
City	MIDLOTHIAN
State	VA
Zip	23112-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-062
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	62
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101007

Owner

Source: Chesterfield County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5316 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2014 · Amount on Record
Deed Sale	Mar 14, 2014 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Book / Page	1049 / 849
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5316 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6303
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013749-801
Date	Nov 29, 2021
Book Page	13749/801
Instrument	2021075165

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 28, 2031

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5316 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6303
Document Number	13178990
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 CHESTNUT BLUFF RD MIDLOTHIAN VA 231126303, MIDLOTHIAN, VA 23112-6303

Mortgage

Document Number	13178990
Date	Jan 11, 2021
Book Page	013178/000990
Instrument	1834

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5316 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6303
Document Number	12073401
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12073401
Date	Aug 16, 2018
Book Page	012073/000401
Instrument	30803

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,004.00 (+12.35%)	$447,100 (+2.76%) Land $77,000 Building $370,100	$447,100 (+2.76%) Land $77,000 Building $370,100
2025		$435,100 (+11.85%) Land $75,000 Building $360,100	$435,100 (+11.85%) Land $75,000 Building $360,100
2023	$3,564.00	$389,000 Land $70,000 Building $319,000	$389,000 Land $70,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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