5311 Chestnut Bluff Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5311 Chestnut Bluff Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,932 sqft · built 1990
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Jul 2026)
Tax Bill	$3,462 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`719-67-99-84-900-000`

Property Details

APN / Parcel Number

Primary APN	`719-67-99-84-900-000`
Alternative APNs	`060080500000039` `268048001` `477850000` `491191000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,932 sqft Finished Area
1st Floor Area	66 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	491191000
Street Address	5311 CHESTNUT BLUFF RD
City	MIDLOTHIAN
State	VA
Zip	23112-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-039
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	39
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101007

Owner

5311 Chestnut Bluff Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Chesterfield County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5311 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Conventional Mortgage GREAT NORTH BANK
Jun 27, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Jun 27, 2025 · Amount on File
Deed Document Number	202627511
Deed Book / Page	15327 / 272
Prior Transfer Date	Jun 24, 2025
Prior Transfer Doc	014926-197
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 28, 2026
Property Address	5311 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6305
Document Number	0000027511
Book / Page	15327 / 272
Instrument Date	Jul 21, 2026
Instrument	202627511
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,036.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6305

Mortgage

Document Number	0000027512,
Date	Jul 28, 2026
Instrument	202627512

Lender

Name	GREAT NORTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 27, 2025
Property Address	5311 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6305
Document Number	014926-197
Book / Page	14926 / 197
Map Reference	MB 66 PG 31
Instrument Date	Jun 24, 2025
Instrument	250021347
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5311 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6305

Mortgage

Document Number	0250021348
Date	Jun 27, 2025
Instrument	250021348

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 5311 Chestnut Bluff Rd was $3,462, up 2.7% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,462.00 (+2.73%)	$386,200 (+2.74%) Land $77,000 Building $309,200	$386,200 (+2.74%) Land $77,000 Building $309,200
2025	$3,370.00	$375,900 Land $75,000 Building $300,900	$375,900 Land $75,000 Building $300,900
2023	$3,139.00	$342,300 Land $70,000 Building $272,300	$342,300 Land $70,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5311 Chestnut Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5311 Chestnut Bluff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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