5316 Cedar Bluff Dr, Memphis, TN 38127 Property Records

Shelby County property record for 5316 Cedar Bluff Dr, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1988
Lot Size	0.145 acres (6,308 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Aug 2019)
Tax Bill	$647 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-134W-A0-0010`

Property Details

APN / Parcel Number

Primary APN	`D0-134W-A0-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Utility Area	54 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,308 sqft (0.145 acres)
Lot Dimensions	108 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5316 CEDAR BLUFF DR
City	MEMPHIS
State	TN
Zip	38127-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ES CEDAR BLUFF DR
Legal Subdivision	CEDARWOOD SEC F
Legal Lot Number	210
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	20101

Owner

5316 Cedar Bluff Dr is owned by an individual who bought it in August 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	15515 GEORGETOWN ST NE, MINERVA, OH 44657-9133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 7, 2019	Loan Modification, Mortgage · Line of Credit BANKTENNESSEE
Jun 11, 2019	Warranty Deed, Transfer SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	201986375
Prior Transfer Date	Apr 17, 1997
Prior Transfer Doc	0000009677
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 23, 2019
Property Address	5316 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0000086375
Instrument Date	Aug 19, 2019
Instrument	86375
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15515 GEORGETOWN ST NE MINERVA OH 446579133, MINERVA, OH 44657-9133

Mortgage

Document Number	86376
Date	Aug 23, 2019
Instrument	86376

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	5316 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0000056842
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	SADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056842
Date	Jun 11, 2019
Instrument	56842

Lender

Name	BANKTENNESSEE
Type	Bank

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 11, 2019
Property Address	5316 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0000056841
Instrument Date	Jun 6, 2019
Instrument	56841
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$77.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	46 FLICKER ST MEMPHIS TN 381045918, MEMPHIS, TN 38104-5918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5316 Cedar Bluff Dr was $647.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00	$24,075 Land $2,000 Building $22,075	$96,300 Land $8,000 Building $88,300
2023		$13,875 Land $1,475 Building $12,400
2022	$470.00
2021			$55,500 Land $5,900 Building $49,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5316 Cedar Bluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5316 Cedar Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Right Fiber Cable	2,000 / 75
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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