5304 Cedar Bluff Dr, Memphis, TN 38127 Property Records

Shelby County property record for 5304 Cedar Bluff Dr, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1992
Lot Size	0.151 acres (6,554 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Apr 2021)
Tax Bill	$864 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D0-134W-A0-0008`

Property Details

APN / Parcel Number

Primary APN	`D0-134W-A0-0008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,554 sqft (0.151 acres)
Lot Dimensions	113 ft deep x 58 ft wide
Porch	Open Porch
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5304 CEDAR BLUFF DR
City	MEMPHIS
State	TN
Zip	38127-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ES CEDAR BLUFF DR
Legal Subdivision	CEDARWOOD SEC F
Legal Lot Number	208
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	20101

Owner

5304 Cedar Bluff Dr is owned by an individual who bought it in April 2021.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6178 BROOKWOOD RD, NORCROSS, GA 30092-2786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jan 21, 2021	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Jan 21, 2021	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Jan 21, 2021	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Jan 21, 2021	Warranty Deed, Transfer SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Jan 21, 2021 · Amount on File
Deed Document Number	202147494
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 21, 2021
Property Address	5304 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0021047494
Map Reference	MB 58 PG 57
Instrument Date	Apr 16, 2021
Instrument	21047494
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 BROOKWOOD RD, NORCROSS, GA 30092-2786

Mortgage

Document Number	0021047495
Date	Apr 21, 2021
Instrument	21047495

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	5304 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0000008013
Map Reference	MB 58 PG 57
Instrument Date	Jan 14, 2021
Instrument	21008013
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7309 GERMANTOWN TRL, MEMPHIS, TN 38125-4522

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	5304 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0000008046
Map Reference	MB 58 PG 57
Instrument Date	Jan 14, 2021
Instrument	21008046
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLICKER ST, MEMPHIS, TN 38104-5918
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	5304 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0021008013
Map Reference	MB 58 PG 57
Instrument Date	Jan 14, 2021
Instrument	21008013
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7309 GERMANTOWN TRL, MEMPHIS, TN 38125-4522

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 21, 2021
Property Address	5304 CEDAR BLUFF DR, MEMPHIS, TN 38127-2110
Document Number	0021008046
Map Reference	MB 58 PG 57
Instrument Date	Jan 14, 2021
Instrument	21008046
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLICKER ST, MEMPHIS, TN 38104-5918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5304 Cedar Bluff Dr was $864.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$864.00	$32,150 Land $2,000 Building $30,150	$128,600 Land $8,000 Building $120,600
2023		$21,000 Land $1,475 Building $19,525
2022	$711.00
2021			$84,000 Land $5,900 Building $78,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5304 Cedar Bluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Cedar Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Right Fiber Cable	2,000 / 75
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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