5315 School St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5315 School St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 1965
Lot Size0.074 acres (3,220 sqft)
Owner2 Individual Names on File
Last Sale$801,000 (Feb 2024)
Tax Bill$11,656 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN509-012-026-1

Property Details

APN / Parcel Number

Primary APN509-012-026-1
Alternative APN
  • 509-012-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Lot Area3,220 sqft (0.074 acres)
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5315 SCHOOL ST
CityEL CERRITO
StateCA
Zip94530-2138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1ST ADDN BAY VIEW PARK POR BLK B
Legal SubdivisionBAY VIEW PARK ADD 01
Legal BlockB
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1026
Census Tract386000

Owner

5315 School St is owned and occupied by two individuals who bought it in February 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address5315 SCHOOL ST, EL CERRITO, CA 94530-2138
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2024 · Amount on File
Deed SaleFeb 20, 2024 · Amount on File
Prior SaleOct 31, 2012 · Amount on File
Deed Document Number202415545
Prior Transfer DateSep 28, 2011
Prior Transfer Doc0000205516
Record UpdatedOct 29, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 20, 2024
Property Address5315 SCHOOL ST, EL CERRITO, CA 94530-2138
Document Number0000015545
Map ReferenceMB E PG 102
Instrument DateFeb 5, 2024
Instrument2024-015545
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3353 BELMONT AVE, EL CERRITO, CA 94530-3834

Mortgage

Document Number0000015546
DateFeb 20, 2024
Instrument2024-015546
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5315 School St was $11,656.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$833,360 (+2%) Land $573,260 Building $260,100
2025$11,656.00$817,020 Land $562,020 Building $255,000
2023$5,473.00 (+1.88%)$337,318 Land $88,765 Building $248,553
2022$5,372.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5315 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5315 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

Nearby Properties on School St

Nearby Streets

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