5312 School St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5312 School St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,005 sqft · built 1956
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2018)
Tax Bill	$9,753 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`509-022-004-6`

Property Details

APN / Parcel Number

Primary APN	`509-022-004-6`
Alternative APN	`509-022-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1971
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5312 SCHOOL ST
City	EL CERRITO
State	CA
Zip	94530-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1ST ADDN BAY VIEW PARK 6-8 BLK D
Legal Subdivision	BAY VIEW PARK
Legal Block	D
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1027
Census Tract	386000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5312 SCHOOL ST, EL CERRITO, CA 94530-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	2018133517
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5312 SCHOOL ST, EL CERRITO, CA 94530-2139
Document Number	0000026808
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 SCHOOL ST EL CERRITO CA 945302139, EL CERRITO, CA 94530-2139

Mortgage

Document Number	0000026808
Date	Feb 12, 2020
Instrument	26808

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 21, 2018
Property Address	5312 SCHOOL ST, EL CERRITO, CA 94530-2139
Document Number	0000133517
Map Reference	VOL K PG 102
Instrument Date	Aug 17, 2018
Instrument	2018-133517
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 SCHOOL ST, EL CERRITO, CA 94530-2139

Mortgage

Document Number	0000133518
Date	Aug 21, 2018
Instrument	2018-133518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 21, 2018
Property Address	5312 SCHOOL ST, EL CERRITO, CA 94530-2139
Document Number	0000133516
Instrument Date	Aug 17, 2018
Instrument	133516
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84 SAN LEANDRO CA 945770008, SAN LEANDRO, CA 94577-0008

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,692 (+2%) Land $455,129 Building $227,563
2025	$9,753.00 (+4.33%) Homeowner's exemption	$669,306 (+4.04%) Land $446,205 Building $223,101
2023	$9,348.00 (+1.61%) Homeowner's exemption	$643,318 Land $428,879 Building $214,439
2022	$9,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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