5314 Woodridge Dr, Monroe, NC 28110 Property Records

Union County property record for 5314 Woodridge Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,154 sqft · built 1998
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2015)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-096-166`

Property Details

APN / Parcel Number

Primary APN	`07-096-166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5314 WOODRIDGE DR
City	MONROE
State	NC
Zip	28110-8542
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#18 WESLEY WOODS PH1 OPCC269
Legal Subdivision	WESLEY WOODS
Legal Lot Number	18
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2013
Census Tract	20307

Owner

5314 Woodridge Dr, a rural home, is owned and occupied by two individuals who acquired it in June 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5314 WOODRIDGE DR, MONROE, NC 28110-8542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on File
Deed Sale	Jul 1, 2015 · Amount on File
Prior Sale	Feb 1, 1999 · Amount on File
Deed Document Number	201519877
Deed Book / Page	6480 / 295
Last Transfer Date	Jun 15, 2019
Transfer Doc	7444273
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 20, 2019
Property Address	5314 WOODRIDGE DR, MONROE, NC 28110-8542
Document Number	7444273
Book / Page	007444 / 000273
Instrument Date	Jun 15, 2019
Instrument	24641
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5314 WOODRIDGE DR MONROE NC 281108542, MONROE, NC 28110-8542

Mortgage

Document Number	7444275
Date	Aug 20, 2019
Book Page	007444/000275
Instrument	24642

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5314 WOODRIDGE DR, MONROE, NC 28110-8542
Document Number	7282432
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 WOODRIDGE DR MONROE NC 281108542, MONROE, NC 28110-8542

Mortgage

Document Number	7282432
Date	Dec 12, 2018
Book Page	007282/000432
Instrument	34030

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5314 Woodridge Dr was $2,701.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,600 (-) Land $111,400 Building $443,200	$554,600 (-) Land $111,400 Building $443,200
2025	$2,701.00	$554,600 Land $111,400 Building $443,200	$554,600 Land $111,400 Building $443,200
2023	$2,171.00	$340,200 Land $65,100 Building $275,100	$340,200 Land $65,100 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5314 Woodridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Woodridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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