5308 Woodridge Dr, Monroe, NC 28110 Property Records

Union County property record for 5308 Woodridge Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,762 sqft · built 1990
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2014)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-096-169`

Property Details

APN / Parcel Number

Primary APN	`07-096-169`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	1,197 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	662 sqft
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5308 WOODRIDGE DR
City	MONROE
State	NC
Zip	28110-8542
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#21 WESLEY WOODS PHASE I OPCC269
Legal Subdivision	WESLEY WOODS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2013
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5308 WOODRIDGE DR, MONROE, NC 28110-8542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2014 · Amount on Record
Deed Sale	Nov 4, 2014 · Amount on Record
Deed Document Number	201429399
Deed Book / Page	6329 / 641
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0004734076
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5308 WOODRIDGE DR, MONROE, NC 28110-8542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7140508
Date	Apr 20, 2018
Book Page	7140/508
Instrument	0010395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5308 WOODRIDGE DR, MONROE, NC 28110-8542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7368853
Date	May 13, 2019
Book Page	7368/853
Instrument	0012715

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5308 WOODRIDGE DR, MONROE, NC 28110-8542
Document Number	7859706
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5308 WOODRIDGE DR MONROE NC 281108542, MONROE, NC 28110-8542

Mortgage

Document Number	7859706
Date	Oct 26, 2020
Book Page	007859/000706
Instrument	43464

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,200 (-) Land $111,400 Building $482,800	$594,200 (-) Land $111,400 Building $482,800
2025	$2,894.00 (+24.74%)	$594,200 (+63.47%) Land $111,400 Building $482,800	$594,200 (+63.47%) Land $111,400 Building $482,800
2023	$2,320.00	$363,500 Land $65,100 Building $298,400	$363,500 Land $65,100 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

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