5314 Upton Pl, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5314 Upton Pl, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 2021
Lot Size0.198 acres (8,643 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jun 2021)
Tax Bill$3,257 (2023)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-085-28

Property Details

APN / Parcel Number

Primary APN108-085-28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,508 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,643 sqft (0.198 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number108-085-28
Street Address5314 UPTON PL
CityCHARLOTTE
StateNC
Zip28215-7893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL493 M67-900
Legal Lot Number493
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11036 SUNDRIFT DR, TAMPA, FL 33647-3846
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Warranty Deed, Transfer · Conventional Mortgage
FOUNDERS FCU
Nov 15, 2022Intrafamily Transfer, Transfer
Jun 30, 2021Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number0000127786
Deed Book / Page36246 / 583
Last Transfer DateNov 15, 2022
Transfer Doc0000154332
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 5, 2025
Property AddressCHARLOTTE, NC 28215
Document Number0000090131
Book / Page39839 / 461
Map ReferenceMB 67 PG 900
Instrument DateSep 5, 2025
Instrument2025090131
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 MAYFLY WAY, DURHAM, NC 27703-8700

Transferred To (Grantee/Buyer)

NameVerified Name
Address5314 UPTON PL, CHARLOTTE, NC 28215-7893

Mortgage

Document Number0000090132
DateSep 5, 2025
Instrument2025090132
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 5, 2055
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateSep 5, 2032
Change Frequency10 Years
Min Rate At Change5.5%
Max Rate At Change9.5%
Index10-Year TN
Margin3
Max Rate13.5%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 15, 2022
Property AddressCHARLOTTE, NC 28215
Document Number0000154332
Book / Page37774 / 989
Map ReferenceMB 67 PG 900
Instrument DateNov 6, 2022
Instrument2022154332
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10815 WINDSWEPT GARDEN WAY, TAMPA, FL 33647-3786

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11036 SUNDRIFT DR, TAMPA, FL 33647-3846

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 30, 2021
Property AddressCHARLOTTE, NC 28215
Document Number0000127786
Book / Page36246 / 583
Map ReferenceMB 67 PG 900
Instrument DateJun 29, 2021
Instrument2021127786
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address5314 UPTON PL, CHARLOTTE, NC 28215-7893

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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