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5230 Upton Pl, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5230 Upton Pl, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 2019
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Dec 2019)
Tax Bill$2,324 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN108-187-01

Property Details

APN / Parcel Number

Primary APN108-187-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Lot Area8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5230 UPTON PL
CityCHARLOTTE
StateNC
Zip28215-7890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL336 M65-500
Legal SubdivisionTHE RESERVE AT CANYON HILLS
Legal Block7
Legal Lot Number336
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

Source: Mecklenburg County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Nov 12, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Oct 3, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Dec 12, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Deed Document Number2019169865
Deed Book / Page34116 / 903
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateMay 29, 2026
Property Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
Document Number0000057304
Book / Page40464 / 475
Instrument DateMay 23, 2026
Instrument202657304
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5230 UPTON PL, CHARLOTTE, NC 28215-7890

Mortgage

Document Number0000057304,
DateMay 29, 2026
Book Page40464/475
Instrument202657304
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215471
DateNov 12, 2021
Book Page36752/160
Instrument2021215471
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025515
DateFeb 9, 2021
Book Page35655/1
Instrument2021025515
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138437
DateOct 3, 2022
Book Page37690/175
Instrument2022138437
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 12, 2019
Property Address5230 UPTON PL, CHARLOTTE, NC 28215-7890
Document Number0000169865
Book / Page034116 / 000903
Instrument DateDec 11, 2019
Instrument169865
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5230 UPTON PL CHARLOTTE NC 28215, CHARLOTTE, NC 28215

Mortgage

Document Number169866
DateDec 12, 2019
Book Page034116/000906
Instrument169866
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,324.00$325,400 Land $70,000 Building $255,400$325,400 Land $70,000 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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