5314 Sandywood Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5314 Sandywood Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,038 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2003)
Tax Bill	$8,441 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0500-029-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0500-029-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
1st Floor Area	1,607 sqft
2nd Floor Area	832 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5314 SANDYWOOD CT
City	CARMICHAEL
State	CA
Zip	95608-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BRIARWOOD DEL DAYO, LOT 64
Legal Subdivision	BRIARWOOD DEL DAYO
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	5804

Owner

5314 Sandywood Ct is owned and occupied by two individuals who acquired it in April 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5314 SANDYWOOD CT, CARMICHAEL, CA 95608-6121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Jun 14, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
May 31, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
May 7, 2018	Quit Claim Deed, Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2003 · Amount on File
Deed Sale	Apr 3, 2003 · Amount on File
Deed Book / Page	20030403 / 2031
Last Transfer Date	Apr 30, 2018
Transfer Doc	5070000000505
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5314 SANDYWOOD CT, CARMICHAEL, CA 95608-6121
Document Number	2010271921
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5314 SANDYWOOD CT CARMICHAEL CA 956086121, CARMICHAEL, CA 95608-6121

Mortgage

Document Number	2010271921
Date	Oct 27, 2020
Instrument	2010271921

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5314 SANDYWOOD CT, CARMICHAEL, CA 95608-6121
Document Number	1906190769
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5314 SANDYWOOD CT CARMICHAEL CA 956086121, CARMICHAEL, CA 95608-6121

Mortgage

Document Number	1906190769
Date	Jun 19, 2019
Instrument	1906190769

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5314 SANDYWOOD CT, CARMICHAEL, CA 95608-6121
Document Number	1806120922
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5314 SANDYWOOD CT CARMICHAEL CA 956086121, CARMICHAEL, CA 95608-6121

Mortgage

Document Number	1806120922
Date	Jun 12, 2018
Instrument	1806120922

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 7, 2018
Property Address	5314 SANDYWOOD CT, CARMICHAEL, CA 95608-6121
Document Number	1805070505
Instrument Date	Apr 30, 2018
Instrument	1805070505
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5314 SANDYWOOD CT CARMICHAEL CA 956086121, CARMICHAEL, CA 95608-6121

Mortgage

Document Number	1805070506
Date	May 7, 2018
Instrument	1805070506

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5314 Sandywood Ct was $8,441 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,386 (+2%) Land $214,865 Building $501,521
2025	$8,441.00 (+0.97%) Homeowner's exemption	$702,340 Land $210,652 Building $491,688
2024	$8,360.00 (+2.59%)
2023	$8,149.00 (+0.57%) Homeowner's exemption	$675,070 Land $202,473 Building $472,597
2022	$8,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5314 Sandywood Ct in Zone X, where a levee reduces flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Sandywood Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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