5314 Gerald St, Warren, MI 48092 Property Records

Macomb County property record for 5314 Gerald St, Warren, MI 48092

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,166 sqft · built 1960
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Sep 2022)
Tax Bill$4,785 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN12-13-17-251-015

Property Details

APN / Parcel Number

Primary APN12-13-17-251-015
Alternative APN
  • 1317251015

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,166 sqft Living Area
1st Floor Area1,166 sqft
Basement Area1,166 sqft
Unfinished Basement1,166 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions126 ft deep x 57 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address5314 GERALD ST
CityWARREN
StateMI
Zip48092-3445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionKINGSWOOD SUBDIVISION NO. 4" LOT 470 L.45 P.25-26
Legal SubdivisionKINGSWOOD SUBDIVISION
Legal Lot Number470
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1006
Census Tract262200

Owner

5314 Gerald St is owned and occupied by an individual who bought it in September 2022.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address5314 GERALD ST, WARREN, MI 48092-3445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
UIF CORPORATION
Sep 15, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Prior SaleMar 21, 1997 · Amount on File
Deed Document Number2022109481
Deed Book / Page28818 / 885
Prior Transfer DateSep 8, 2022
Prior Transfer Doc0000108122
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 20, 2022
Property Address5314 GERALD ST, WARREN, MI 48092-3445
Document Number2200109481
Book / Page28818 / 885
Map ReferenceLB 45 PG 25&26
Instrument DateSep 9, 2022
Instrument202200109481
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,852.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5314 GERALD ST, WARREN, MI 48092-3445

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12549 MORAN ST, DETROIT, MI 48212-2328

Mortgage

Document Number2200108121
DateSep 20, 2022
Instrument202200108121
Lender
NameUIF CORPORATION
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateSep 15, 2022
Property Address5314 GERALD ST, WARREN, MI 48092-3445
Document Number2200108122
Book / Page28812 / 401
Map ReferenceLB 45 PG 25&26
Instrument DateSep 9, 2022
Instrument202200108122
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12549 MORAN ST, DETROIT, MI 48212-2328

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5314 GERALD ST, WARREN, MI 48092-3445

Tax Assessment & Valuation

The 2025 property tax bill for 5314 Gerald St was $4,785 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,140$220,280
2025$4,785.00
2023$83,050$166,100
2022$2,190.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5314 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5314 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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