5251 Gerald St, Warren, MI 48092 Property Records

Macomb County property record for 5251 Gerald St, Warren, MI 48092

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,283 sqft · built 1960
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$91,971 (Jun 2015)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-17-203-048`

Property Details

APN / Parcel Number

Primary APN	`12-13-17-203-048`
Alternative APN	`1317203048`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,283 sqft
Basement Area	1,283 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	126 ft deep x 61 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5251 GERALD ST
City	WARREN
State	MI
Zip	48092-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	KINGSWOOD SUBDIVISION NO. 4" E 6.0 FT LOT 495 AND LOT 496 EXC E 3.0 FT. L.45 P.25-26
Legal Subdivision	KINGSWOOD SUBDIVISION
Legal Lot Number	495-496
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1003
Census Tract	262200

Owner

5251 Gerald St is owned and occupied by an individual who bought it in June 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5251 GERALD ST, WARREN, MI 48092-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2015 · Amount on File
Deed Sale	Jun 22, 2015 · Amount on File
Prior Sale	Jun 10, 2015 · Amount on File
Deed Document Number	20155079116
Deed Book / Page	23475 / 89
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0000079116
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	May 26, 2026
Property Address	5251 GERALD ST, WARREN, MI 48092-3412
Document Number	0000049816
Book / Page	30678 / 929
Instrument Date	May 15, 2026
Instrument	202649816
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 GERALD ST, WARREN, MI 48092-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049816,
Date	May 26, 2026
Book Page	30678/929
Instrument	202649816

Lender

Name	UIF CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5251 Gerald St was $3,413 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,660 (+2.77%)	$237,320 (+2.77%)
2025	$3,413.00 Homeowner's exemption	$115,460	$230,920
2023		$89,410	$178,820
2022	$2,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5251 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5251 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20