5313 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5313 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,416 sqft · built 1966
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2022)
Tax Bill$4,135 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-261486

Property Details

APN / Parcel Number

Primary APN09-261486
Alternative APNs
  • 9261486
  • 261486

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area1,066 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area30,000 sqft (0.689 acres)
Lot Dimensions300 ft deep x 100 ft wide
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number261486
Street Address5313 REELS MILL RD
CityFREDERICK
StateMD
Zip21704-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT #9, 100 X 300 E/S REELS MILL RD.
Legal SubdivisionHARMONY HILLS
Legal Lot Number9
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2017
Census Tract751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5313 REELS MILL RD, FREDERICK, MD 21704-7322
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Line of Credit
MEMBERS 1ST FCU
Feb 3, 2022Special Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleFeb 16, 2000
Deed Book / Page15704 / 213
Transfer Doc0031000847
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5313 REELS MILL RD, FREDERICK, MD 21704-7322
Transaction TypeMortgage
Record UpdatedSep 1, 2023
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5313 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number0165670447
DateAug 21, 2023
Book Page16567/447
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
AddressENOLA, PA 17025
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateFeb 3, 2022
Property Address5313 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number0157040213
Book / Page15704 / 213
Map ReferenceMB 3 FO 122
Instrument DateJul 23, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5313 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number0015704223
DateFeb 3, 2022
Instrument15704/223
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,967 (+10.61%)$395,600 (-) Land $215,800 Building $179,800
2025$4,135.00 (+12.36%)$326,333 (+19.67%)$395,600 (+35.62%) Land $215,800 Building $179,800
2024$3,680.00 (+10.05%)
2023$3,344.00$272,700$291,700 Land $144,400 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Reels Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number