5251 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5251 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,625 sqft · built 1955
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2012)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-229701`

Property Details

APN / Parcel Number

Primary APN	`09-229701`
Alternative APNs	`9229701` `229701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	229701
Street Address	5251 REELS MILL RD
City	FREDERICK
State	MD
Zip	21704-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #13, 100 X 300 E/S REELS MILL RD.
Legal Subdivision	HARMONY HILLS
Legal Lot Number	13
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2017
Census Tract	751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5251 REELS MILL RD, FREDERICK, MD 21704-7320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Mar 4, 2024	Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 23, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Deed Book / Page	9148 / 391
Last Transfer Date	Aug 5, 2019
Transfer Doc	0131660280
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5251 REELS MILL RD, FREDERICK, MD 21704-7320
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168070406
Date	Mar 27, 2024
Book Page	16807/406

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 4, 2024
Property Address	5251 REELS MILL RD, FREDERICK, MD 21704-7320
Document Number	0167810244
Book / Page	16781 / 244
Map Reference	MB 3 PG 122
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5251 REELS MILL RD, FREDERICK, MD 21704-7320

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 23, 2019
Property Address	5251 REELS MILL RD, FREDERICK, MD 21704-7320
Document Number	0131660280
Book / Page	013166 / 000280
Instrument Date	Aug 5, 2019
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	700 EDNOR RD SILVER SPRING MD 20901, SILVER SPRING, MD 20901

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,167 (+11.12%)	$381,900 (-) Land $215,900 Building $166,000
2025	$3,965.00 (+12.96%)	$312,433 (+19.29%)	$381,900 (+37.52%) Land $215,900 Building $166,000
2024	$3,510.00 (+9.11%)
2023	$3,217.00	$261,900	$277,700 Land $144,400 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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