5311 Ward St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5311 Ward St, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 995 sqft · built 1915
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on File
Last Sale$43,000 (Jul 1998)
Tax Bill$1,994 (2025)
Deeds & MortgagesOct 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN034-0002-0047-00

Property Details

APN / Parcel Number

Primary APN034-0002-0047-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area995 sqft Living Area
Gross Area1,667 sqft
1st Floor Area672 sqft
AtticAttic
Attic Area323 sqft
Basement Area672 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions140 ft deep x 80 ft wide
PorchOpen Frame Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5311 WARD ST
CityCINCINNATI
StateOH
Zip45227-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description5311 WARD AVE 40 X 140 LOT 21 J MORTENS SUB
Legal SubdivisionMORTENS SUB
Legal Lot Number21
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1005
Census Tract5500

Owner

5311 Ward St is owned and occupied by two individuals who bought it in July 1998.

Source: Hamilton County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5311 WARD ST, CINCINNATI, OH 45227-1833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 1998 · Amount on File
Deed SaleJul 29, 1998 · Amount on File
Deed Document Number1998139142
Deed Book / Page7713 / 2
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5311 WARD ST, CINCINNATI, OH 45227-1833
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5311 WARD ST, CINCINNATI, OH 45227-1833

Mortgage

Document Number0000125947
DateOct 18, 2021
Book Page14525/625
Instrument2021-0125947
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.83%
Type Change DateOct 1, 2022
Change FrequencyAnnually
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 5311 Ward St was $1,994 with a homeowner's exemption, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,994.00 (+2.84%) Homeowner's exemption$42,228 (-) Land $13,556 Building $28,672$120,650 Land $38,730 Building $81,920
2024$1,939.00 (-4.62%) Homeowner's exemption$42,228 (-) Land $13,556 Building $28,672
2023$2,033.00 (+81.84%) Homeowner's exemption$42,228 (+69.28%) Land $13,556 Building $28,672$120,650 Land $38,730 Building $81,920
2022$1,118.00 Homeowner's exemption$24,945 Land $6,682 Building $18,263
2020$71,270 Land $19,090 Building $52,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5311 Ward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5311 Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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