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5309 Ward St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5309 Ward St, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,238 sqft · built 1914
Lot Size0.133 acres (5,837 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Oct 2021)
Tax Bill$4,978 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN034-0002-0048-00

Property Details

APN / Parcel Number

Primary APN034-0002-0048-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area862 sqft
AtticAttic
Attic Area376 sqft
Basement Area862 sqft

Exterior

Year BuiltBuilt 1914
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,837 sqft (0.133 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeDetached
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5309 WARD ST
CityCINCINNATI
StateOH
Zip45227-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5309 WARD AVE 40 X 140 LOT 22 J MORTON SUB
Legal SubdivisionJ MORTON SUB
Legal Lot Number22
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1005
Census Tract5500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5309 WARD ST, CINCINNATI, OH 45227-1833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTERBANK
Oct 7, 2020Deed of Trust, Mortgage · Commercial Mortgage
MCU FINANCIAL CENTER CU
Sep 14, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 18, 2018Quit Claim Deed, Transfer
MATTINGLY-FORD TITLE SERVICES
May 4, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Document Number0000123076
Deed Book / Page14520 / 2230
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 11, 2021
Property Address5309 WARD ST, CINCINNATI, OH 45227-1833
Document Number0000123076
Book / Page14520 / 2230
Map ReferenceMB 14 PG 21
Instrument DateSep 15, 2021
Instrument2021-0123076
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5309 WARD ST, CINCINNATI, OH 45227-1833

Mortgage

Document Number0000123077
DateOct 11, 2021
Instrument2021-0123077
Lender
NameCENTERBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5309 WARD ST, CINCINNATI, OH 45227-1833
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2998 W MARKET ST, FAIRLAWN, OH 44333-3612

Mortgage

Document Number0200103716
DateOct 7, 2020
Book Page14269/1892
Instrument2020-0103716
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 14, 2020
Property Address5309 WARD ST, CINCINNATI, OH 45227-1833
Document Number0000092746
Book / Page014252 / 001260
Instrument DateSep 8, 2020
Instrument92746
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2988 W MARKET ST AKRON AKRON OH 44333, AKRON, OH 44333
InvestorPossibly a Property Investor

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2018
Property Address5309 WARD ST, CINCINNATI, OH 45227-1833
Document Number0000082741
Book / Page013755 / 000269
Instrument DateSep 6, 2018
Instrument82741
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyMATTINGLY-FORD TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5354 ROLLINGWOOD DR MILFORD OH 45150, MILFORD, OH 45150

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateMay 4, 2017
Property Address5309 WARD ST, CINCINNATI, OH 45227-1833
Document Number0000039943
Book / Page013410 / 001113
Instrument DateApr 28, 2017
Instrument39943
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6043 BRIDGEHAVEN DR MILFORD OH 451505624, MILFORD, OH 45150-5624

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,978.00 (+2.98%)$80,500 (-) Land $11,823 Building $68,677
2024$4,834.00 (-2.11%)$80,500 (-) Land $11,823 Building $68,677
2023$4,938.00 (-10.2%)$80,500 (%) Land $11,823 Building $68,677$230,000 (-) Land $33,780 Building $196,220
2022$5,499.00 Homeowner's exemption$80,501 Land $6,682 Building $73,819
2020$230,000 Land $19,090 Building $210,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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