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  5. Morris Neck Rd

5311 Morris Neck Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5311 Morris Neck Rd, Cambridge, MD 21613

Property Summary

Property TypeRural Home
Details3 ba · 2,656 sqft · built 1988
Lot Size52 acres (2,265,556 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Apr 2020)
Tax Bill$6,650 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-178488

Property Details

APN / Parcel Number

Primary APN08-178488
Alternative APNs
  • 8178488
  • 178488

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,656 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,265,556 sqft (52 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area550 sqft
Patio Area288 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number178488
Street Address5311 MORRIS NECK RD
CityCAMBRIDGE
StateMD
Zip21613-3358
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRC
Legal DescriptionLOT 1 - 52.01 ACRES E/S MORRIS NECK ROAD
Legal SubdivisionHEINEMAN KARL J & ALETA L PROP
Legal Lot Number1
JurisdictionDORCHESTER MD
Township / Civil Division8, NECK
Census Block Group3
Census Block3044
Census Tract970702

Owner

Source: Dorchester County records · APN 08-178488

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1171 AMBER WAY, OWINGS, MD 20736-3501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleDec 15, 2015 · Amount on Record
Deed Book / Page1572 / 175
Transfer Doc0000970076
Record UpdatedSep 20, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateApr 20, 2020
Property Address5311 MORRIS NECK RD, CAMBRIDGE, MD 21613-3358
Document Number0015720175
Book / Page001572 / 000175
Instrument DateApr 17, 2020
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1171 AMBER WAY CAMBRIDGE MD 216133358, CAMBRIDGE, MD 21613-3358

Mortgage

Document Number15720180
DateApr 20, 2020
Book Page001572/000180
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$618,100 (+24.82%) Land $206,300 Building $411,800$618,100 (+24.82%) Land $206,300 Building $411,800
2025$6,650.00 (+19.48%)
2023$5,566.00$495,200 Land $206,300 Building $288,900$495,200 Land $206,300 Building $288,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies320 in force
Nearby Flood Claims230 (1979–2025)
Claims Outside the SFHA6 of 230
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Isabel, Sep 2003 · 163 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 91% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Pocomoke Holdings
Fixed Wireless		25 / 3
T-Mobile USA
Fixed Wireless		25 / 3

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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