5307 Morris Neck Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5307 Morris Neck Rd, Cambridge, MD 21613

Property Summary

Property Type	Rural Home
Details	2 ba · 1,976 sqft · built 1971
Lot Size	9.24 acres (402,494 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (May 2020)
Tax Bill	$4,667 (2026)
Deeds & Mortgages	Jul 2020 Sale May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-187304`

Property Details

APN / Parcel Number

Primary APN	`08-187304`
Alternative APNs	`8187304` `187304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	402,494 sqft (9.24 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	2,400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	187304
Street Address	5307 MORRIS NECK RD
City	CAMBRIDGE
State	MD
Zip	21613-3358
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Description	LOT 2 - 9.24 ACRES E/S MORRIS NECK ROAD
Legal Subdivision	HEINEMAN K J & L PROP
Legal Lot Number	2
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3044
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	6675 MARSHALL RD, SAINT LEONARD, MD 20685-2342
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 26, 2020	Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Dec 15, 2015 · Amount on Record
Deed Book / Page	1576 / 71
Last Transfer Date	Jun 19, 2020
Transfer Doc	0015830057
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 2, 2020
Property Address	5307 MORRIS NECK RD, CAMBRIDGE, MD 21613-3358
Document Number	0015830057
Book / Page	001583 / 000057
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6675 MARSHALL RD ST LEONARD MD 206852342, ST LEONARD, MD 20685-2342

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 26, 2020
Property Address	5307 MORRIS NECK RD, CAMBRIDGE, MD 21613-3358
Document Number	0015760071
Book / Page	1576 / 71
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5307 MORRIS NECK RD, CAMBRIDGE, MD 21613-3358

Mortgage

Document Number	0000157676
Date	May 26, 2020
Instrument	1576/76

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,667.00 (+5.78%)	$403,500 (+5.87%) Land $201,000 Building $202,500	$403,500 (-) Land $201,000 Building $202,500
2025	$4,412.00 (+16.11%)	$381,133 (+13.3%)	$403,500 (+19.95%) Land $201,000 Building $202,500
2023	$3,800.00	$336,400 Land $201,000 Building $135,400	$336,400 Land $201,000 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 90% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Morris Neck Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures