531 Willow Ave, Westminster, MD 21157 Property Records

Carroll County property record for 531 Willow Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1930
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Aug 2015)
Tax Bill	$3,195 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-014163`

Property Details

APN / Parcel Number

Primary APN	`07-014163`
Alternative APNs	`7014163` `014163`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Porch	Slab
Porch Area	408 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	014163
Street Address	531 WILLOW AVE
City	WESTMINSTER
State	MD
Zip	21157-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 22 & 24 -7500 SF E/S WILLOW AVE 2-15 BUCKINGHAM VIEW SC F
Legal Subdivision	BUCKINGHAM VIEW
Legal Lot Number	22,24
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2041
Census Tract	507602

Owner

531 Willow Ave is owner-occupied and held in a trust since August 2015.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	531 WILLOW AVE, WESTMINSTER, MD 21157-6237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2015 · Amount on File
Deed Sale	Aug 26, 2015 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Book / Page	8079 / 270
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 15, 2026
Property Address	531 WILLOW AVE, WESTMINSTER, MD 21157-6237
Document Number	1186000043
Book / Page	11865 / 43
Instrument Date	Aug 13, 2026
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	531 WILLOW AVE, WESTMINSTER, MD 21157-6237

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	531 WILLOW AVE, WESTMINSTER, MD 21157-6237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090340119
Date	Jun 7, 2018
Book Page	9034/0119

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	531 WILLOW AVE, WESTMINSTER, MD 21157-6237
Document Number	0098370429
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 WILLOW AVE WESTMINSTER MD 211576237, WESTMINSTER, MD 21157-6237

Mortgage

Document Number	0098370429
Date	Sep 8, 2020
Book Page	009837/000429

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 531 Willow Ave was $3,195 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,195.00 (+5.27%) Homeowner's exemption	$311,300 Land $80,000 Building $231,300	$311,300 Land $80,000 Building $231,300
2025	$3,035.00 Homeowner's exemption
2023	$2,757.00 Homeowner's exemption	$244,000 Land $80,000 Building $164,000	$244,000 Land $80,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Willow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Willow Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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