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527 Willow Ave, Westminster, MD 21157 Property Records

Carroll County property record for 527 Willow Ave, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,194 sqft · built 1932
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$321,900 (Dec 2019)
Tax Bill$3,411 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-000197

Property Details

APN / Parcel Number

Primary APN07-000197
Alternative APNs
  • 7000197
  • 000197

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,194 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area474 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number000197
Street Address527 WILLOW AVE
CityWESTMINSTER
StateMD
Zip21157-6237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLTS 26,28,30,32- 150 527 WILLOW AVE 2-15 BUCKINGHAM VIEW
Legal SubdivisionBUCKINGHAM VIEW
Legal Lot Number26,28
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2041
Census Tract507602

Owner

Source: Carroll County records · APN 07-000197

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address527 WILLOW AVE, WESTMINSTER, MD 21157-6237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
TJC MTG
Dec 19, 2019Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2019 · Amount on Record
Deed SaleDec 19, 2019 · Amount on Record
Prior SaleJun 11, 2013 · Amount on Record
Deed Book / Page9514 / 287
Transfer Doc0000963700
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address527 WILLOW AVE, WESTMINSTER, MD 21157-6237
Document Number0100000162
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address527 WILLOW AVE WESTMINSTER MD 211576237, WESTMINSTER, MD 21157-6237

Mortgage

Document Number0100000162
DateDec 15, 2020
Book Page010000/000162
Lender
NameTJC MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 14, 2040

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 19, 2019
Property Address527 WILLOW AVE, WESTMINSTER, MD 21157-6237
Document Number0095140287
Book / Page9514 / 0287
Map ReferencePL 2 PG 15
Instrument DateNov 22, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyOLD LINE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address527 WILLOW AVE, WESTMINSTER, MD 21157-6237

Mortgage

Document Number0095140294
DateDec 19, 2019
Book Page9514/0294
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$396,200 (+26.87%) Land $94,200 Building $302,000$396,200 (+26.87%) Land $94,200 Building $302,000
2025$3,411.00 (-3.32%) Homeowner's exemption
2023$3,528.00 Homeowner's exemption$312,300 Land $94,200 Building $218,100$312,300 Land $94,200 Building $218,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), as of March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimOct 1981 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Ting Fiber, Verizon.

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0060015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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