531 Westkill Rd, Jefferson, NY 12093 Property Records

Schoharie County and Jefferson Town property record for 531 Westkill Rd, Jefferson, NY 12093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1974
Lot Size	8 acres (348,480 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$5,467 (2026)
Deeds & Mortgages	Feb 2023 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`433600 146.-1-21.2`

Property Details

APN / Parcel Number

Primary APN	`433600 146.-1-21.2`
Alternative APNs	`360014600000010210020000` `485J196007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	348,480 sqft (8 acres)
Lot Width	322 ft Width
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	485J196007
Street Address	531 WESTKILL RD
City	JEFFERSON
State	NY
Zip	12093-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES
Legal Block	1
Legal Lot Number	21.002
Jurisdiction	SCHOHARIE NY
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4050
Census Tract	740600

Owner

Source: Schoharie County and Jefferson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 KARL AVE, SMITHTOWN, NY 11787-2709
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Quit Claim Deed, Transfer Quitclaim
May 21, 2021	Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Apr 23, 2002 · Amount on Record
Deed Document Number	2021789373
Deed Book / Page	1137 / 241
Last Transfer Date	Dec 28, 2022
Transfer Doc	0001185/92
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 27, 2023
Property Address	531 WESTKILL RD, JEFFERSON, NY 12093
Document Number	0001185/92
Book / Page	1185 / 92
Instrument Date	Dec 28, 2022
Instrument	820648
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 KARL AVE, SMITHTOWN, NY 11787-2709

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 21, 2021
Property Address	531 WESTKILL RD, JEFFERSON, NY 12093
Document Number	001137/241
Book / Page	1137 / 241
Instrument Date	May 6, 2021
Instrument	789373
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SELVIA CT, CORAM, NY 11727-2117

Mortgage

Document Number	001935/238
Date	May 21, 2021
Book Page	1935/238
Instrument	789376

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Schoharie County and Jefferson Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Jefferson Town
Unified School District	Jefferson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,467.00 (+1.43%)
2025	$5,390.00 (-1.03%)	$89,800 (-) Land $19,800 Building $70,000	$236,316 (+10.53%) Land $52,105 Building $184,211
2023		$89,800 (-) Land $19,800 Building $70,000	$213,810 (+11.9%) Land $47,143 Building $166,667
2022		$89,800 Land $19,800 Building $70,000	$191,064 Land $42,128 Building $148,936
2021	$5,446.00 (-27.38%)
2020	$7,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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