503 Westkill Rd, Jefferson, NY 12093 Property Records

Schoharie County and Jefferson Town property record for 503 Westkill Rd, Jefferson, NY 12093

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,692 sqft · built 1940
Lot Size	25.9 acres (1,129,075 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Mar 2020)
Tax Bill	$5,438 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433600 146.-1-22`

Property Details

APN / Parcel Number

Primary APN	`433600 146.-1-22`
Alternative APNs	`360014600000010220000000` `485J100520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Lot Area	1,129,075 sqft (25.9 acres)
Lot Width	2,025 ft Width
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Shed	1 Shed
Canopy	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	485J100520
Street Address	503 WESTKILL RD
City	JEFFERSON
State	NY
Zip	12093-3115
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AGRI
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4050
Census Tract	740600

Owner

Source: Schoharie County and Jefferson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 WESTKILL RD, JEFFERSON, NY 12093-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Mar 27, 2020	Deed, Transfer · Stand-Alone First Mortgage DELAWARE NATIONAL BANK
Sep 17, 2019	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	2020774891
Deed Book / Page	1110 / 256
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000733575
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	503 WESTKILL RD, JEFFERSON, NY 12093-3115
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002014/189
Date	Sep 21, 2022
Book Page	2014/189
Instrument	817755

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 27, 2020
Property Address	503 WESTKILL RD, JEFFERSON, NY 12093-3115
Document Number	001110/256
Book / Page	1110 / 256
Instrument Date	Mar 19, 2020
Instrument	774891
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PALMER RD, JEFFERSON, NY 12093-3017

Mortgage

Document Number	0000774892
Date	Mar 27, 2020
Instrument	774892

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	1110/256
Date	Mar 27, 2020
Book Page	1110/256
Instrument	774891

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

September 2019: Deed, Foreclosure

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 17, 2019
Property Address	503 WESTKILL RD, JEFFERSON, NY 12093-3115
Document Number	001099/213
Book / Page	1099 / 213
Instrument Date	May 4, 2018
Instrument	767220
Transaction Type	Foreclosure
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E PENN SQ, PHILADELPHIA, PA 19107-3323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schoharie County and Jefferson Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Jefferson Town
Unified School District	Jefferson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,438.00 (+1.42%)
2025	$5,362.00 (+90.34%)	$89,320 (-) Land $34,920 Building $54,400	$235,053 (+10.53%) Land $91,895 Building $143,158
2023		$89,320 (-) Land $34,920 Building $54,400	$212,667 (+11.9%) Land $83,143 Building $129,524
2022		$89,320 Land $34,920 Building $54,400	$190,043 Land $74,298 Building $115,745
2021	$2,817.00 (-48.45%)
2020	$5,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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