Surry County property record for 520 W Main St, Elkin, NC 28621
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,772 sqft · built 1920 |
| Lot Size | 0.591 acres (25,744 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,676 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4951-17-12-1345 |
| Primary APN | 4951-17-12-1345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 2,772 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,744 sqft (0.591 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100087132 |
|---|---|
| Street Address | 520 W MAIN ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 520 W MAIN ST |
| Legal Subdivision | ELKIN G - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 930901 |
Source: Surry County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 194 CANTERBURY LN, STATE ROAD, NC 28676-9298 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1972 |
| Deed Sale | Sep 1, 1972 |
| Deed Book / Page | 300 / 590 |
| Last Transfer Date | Jan 23, 2013 |
| Transfer Doc | 1446/0160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 520 W MAIN ST, ELKIN, NC 28621-3318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1683/976 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 1683/976 |
| Instrument | 666842 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Surry County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,676.00 (+38.97%) | $257,330 (+17.71%) Land $27,600 Building $229,730 | $257,330 (+17.71%) Land $27,600 Building $229,730 |
| 2023 | $1,206.00 | $218,620 Land $27,600 Building $191,020 | $218,620 Land $27,600 Building $191,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surry Telephone.
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