Grayson County property record for 531 W Gandy St, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,198 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D016 3204072 |
| Primary APN | D016 3204072 |
|---|---|
| Alternative APN |
|
| Building Area | 2,835 sqft Living Area |
|---|---|
| 1st Floor Area | 2,835 sqft |
| Upper Floors Area | 1,036 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Account Number | 143224 |
|---|---|
| Old Parcel Number | D016 3204072 |
| Street Address | 531 W GANDY ST |
| City | DENISON |
| State | TX |
| Zip | 75020-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEVENS ADDN, BLOCK 9, LOT 9, ACRES .1722 |
| Legal Subdivision | STEVENS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 501 |
531 W Gandy St is owned and occupied by two individuals who acquired it in October 2002.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 W GANDY ST, DENISON, TX 75020-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2002 |
| Deed Sale | Oct 3, 2002 |
| Deed Document Number | 0003326614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 531 W GANDY ST, DENISON, TX 75020-3156 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038957 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-00038957 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 531 W GANDY ST, DENISON, TX 75020-3156 |
| Document Number | 0000002705 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 531 W GANDY ST DENISON TX 750203156, DENISON, TX 75020-3156 |
| Document Number | 0000002705 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2705 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 8, 2033 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,171 Land $52,500 Building $109,671 | $162,171 Land $52,500 Building $109,671 | |
| 2024 | $2,198.00 | ||
| 2023 | $155,770 Land $51,000 Building $104,770 | $155,770 Land $51,000 Building $104,770 | |
| 2022 | $2,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 W Gandy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 531 W Gandy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband, TekWav.
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