531 W 37th St, Chattanooga, TN 37410 Property Records

Hamilton County property record for 531 W 37th St, Chattanooga, TN 37410

Property Summary

Property Type	Single Family Home
Details	2 ba · built 2025
Lot Size	0.001 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$94 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`155N-J-015`

Property Details

APN / Parcel Number

Primary APN	`155N-J-015`
Alternative APN	`0000089019`

Interior

Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (0.001 acres)
Lot Dimensions	140 ft deep x 67.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000089019
Street Address	531 W 37TH ST
City	CHATTANOOGA
State	TN
Zip	37410-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 117 CHATT HOUSING AUTHORITY SPENCER J MC CALLIE HOMES SITE PB5 PG27 REV 78-131
Legal Subdivision	CHATT HOUSING AUTHOR
Legal Block	30
Legal Lot Number	117
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2040
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHATTANO
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHATTANO
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHATTANO
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHATTANO
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHATTANO
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage HABITAT FOR HUMANITY FOR GREATER CH
Dec 18, 2019	Warranty Deed, Transfer PREMIER TITLE INSURANCE AGENCY, PIONEER TITLE INS AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	2026200
Deed Book / Page	14205 / 574
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0000000096
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Feb 24, 2026
Book Page	14205/597
Instrument	2026022400202

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Feb 24, 2026
Book Page	14205/597
Instrument	2026022400202

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Feb 24, 2026
Book Page	14205/597
Instrument	2026022400202

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Feb 24, 2026
Book Page	14205/597
Instrument	2026022400202

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Feb 24, 2026
Book Page	14205/597
Instrument	2026022400202

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 24, 2026
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Document Number	0000000200
Book / Page	14205 / 574
Map Reference	MB 78 PG 130&131
Instrument Date	Feb 19, 2026
Instrument	2026022400200
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380

Mortgage

Document Number	0014205578
Date	Feb 24, 2026
Instrument	14205/578

Lender

Name	HABITAT FOR HUMANITY FOR GREATER CH
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 18, 2019
Property Address	531 W 37TH ST, CHATTANOOGA, TN 37410-1380
Document Number	1218000044
Book / Page	011852 / 000882
Instrument Date	Dec 16, 2019
Instrument	191218000044
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	PREMIER TITLE INSURANCE AGENCY, PIONEER TITLE INS AGCY

Transaction

Amount	Amount Recorded
Tax	$44.77
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	531 W 37TH ST CHATTANOOGA TN 37410, CHATTANOOGA, TN 37410

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94.00 (+129.27%)	$6,250 (+233.33%)	$25,000 (+233.33%) Land $25,000
2024	$41.00	$1,875 (-)	$7,500 (-) Land $7,500
2023	$41.00	$1,875 (-)	$7,500 (-) Land $7,500
2022	$41.00	$1,875	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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