305 W 37th St, Chattanooga, TN 37410 Property Records

Hamilton County property record for 305 W 37th St, Chattanooga, TN 37410

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2022
Lot Size	0.186 acres (8,145 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (May 2022)
Tax Bill	$846 (2025)
Deeds & Mortgages	May 2022 Sale & Second Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`155N K 010`

Property Details

APN / Parcel Number

Primary APN	`155N K 010`
Alternative APN	`0000089063`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,145 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000089063
Street Address	305 W 37TH ST
City	CHATTANOOGA
State	TN
Zip	37410-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 113 CHATT HOUSING AUTHORITY SPENCER J MC CALLIE HOMES SITE PB5 PG27 REV 78-131
Legal Subdivision	CHATT HOUSING AUTHOR
Legal Lot Number	113
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2041
Census Tract	1900

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W 37TH ST, CHATTANOOGA, TN 37410-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF GREATER CHA
Jan 9, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	2022210
Deed Book / Page	12975 / 601
Prior Transfer Date	Jan 8, 2019
Prior Transfer Doc	0109000140
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2022
Property Address	305 W 37TH ST, CHATTANOOGA, TN 37410-1314
Document Number	0000000210
Book / Page	12975 / 601
Map Reference	MB 78 PG 130&131
Instrument Date	May 23, 2022
Instrument	2022053100210
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PIONEER TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 37TH ST, CHATTANOOGA, TN 37410-1314

Mortgage

Document Number	0129750620
Date	May 31, 2022
Instrument	12975-0620

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 9, 2019
Property Address	305 W 37TH ST, CHATTANOOGA, TN 37410-1314
Document Number	0109000140
Book / Page	011540 / 000935
Instrument Date	Jan 8, 2019
Instrument	190109000140
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$46.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1201 E MAIN ST CHATTANOOGA TN 374081613, CHATTANOOGA, TN 37408-1613

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00 (+0.24%)	$55,850 (+48.05%)	$223,400 (+48.05%) Land $28,800 Building $194,600
2024	$844.00	$37,725 (-)	$150,900 (-) Land $11,500 Building $139,400
2023	$844.00 (+66.14%)	$37,725 (+65.82%)	$150,900 (+65.82%) Land $11,500 Building $139,400
2022	$508.00	$22,750	$91,000 Land $11,500 Building $79,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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