531 Virgil St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 531 Virgil St, Bay Point, CA 94565

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,297 sqft · built 1984
Lot Size	0.099 acres (4,326 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Nov 2019)
Tax Bill	$5,576 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-406-016`

Property Details

APN / Parcel Number

Primary APN	`098-406-016`
Alternative APN	`098-406-016-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,297 sqft Living Area
1st Floor Area	907 sqft
2nd Floor Area	390 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Lot Area	4,326 sqft (0.099 acres)
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	531 VIRGIL ST
City	BAY POINT
State	CA
Zip	94565-1544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M29
Legal Description	T05380 L0133 B EX MR
Legal Subdivision	SUBDIVISION 5380
Legal Tract	05380
Legal Lot Number	133
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1002
Census Tract	314103

Owner

531 Virgil St, a townhouse, is owned and occupied by two individuals who bought it in November 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 VIRGIL ST, BAY POINT, CA 94565-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 26, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 26, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Jun 15, 2010 · Amount on File
Deed Document Number	2019212597
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000212596
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	531 VIRGIL ST, BAY POINT, CA 94565-1544
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 VIRGIL ST, BAY POINT, CA 94565-1544

Mortgage

Document Number	0000010385
Date	Jan 12, 2021
Instrument	2021-010385

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Dec 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 26, 2019
Property Address	531 VIRGIL ST, BAY POINT, CA 94565-1544
Document Number	0000212596
Instrument Date	Nov 22, 2019
Instrument	212596
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	531 VIRGIL ST BAY POINT CA 945651544, BAY POINT, CA 94565-1544

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 26, 2019
Property Address	531 VIRGIL ST, BAY POINT, CA 94565-1544
Document Number	0000212597
Map Reference	MB 229 PG 19
Instrument Date	Nov 22, 2019
Instrument	2019-212597
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	531 VIRGIL ST, BAY POINT, CA 94565-1544

Mortgage

Document Number	0000212598
Date	Nov 26, 2019
Instrument	2019-212598

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 531 Virgil St was $5,576 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,393 (+2%) Land $178,480 Building $259,913
2025	$5,576.00 Homeowner's exemption	$429,798 Land $174,981 Building $254,817
2023	$5,311.00 (+0.76%) Homeowner's exemption	$413,110 Land $168,187 Building $244,923
2022	$5,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 531 Virgil St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Virgil St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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