Contra Costa County property record for 524 Virgil St, Bay Point, CA 94565
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,063 sqft · built 1988 |
| Lot Size | 0.074 acres (3,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,500 (Nov 1998) |
| Tax Bill | $2,759 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-402-010-7 |
| Primary APN | 098-402-010-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| 1st Floor Area | 1,063 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Lot Area | 3,200 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 524 VIRGIL ST |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1543 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | M29 |
| Legal Description | T05380 L0042 B EX MR |
| Legal Subdivision | SUBDIVISION 5380 |
| Legal Tract | 05380 |
| Legal Lot Number | 42 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 314103 |
524 Virgil St, a townhouse, is owned and occupied by two individuals who acquired it in November 2001.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 VIRGIL ST, BAY POINT, CA 94565-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 1998 · Amount on File |
| Deed Sale | Nov 3, 1998 · Amount on File |
| Deed Document Number | 1998273518 |
| Last Transfer Date | Nov 6, 2001 |
| Transfer Doc | 0000348135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 524 VIRGIL ST, BAY POINT, CA 94565-1543 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ORTC CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000074251 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-074251 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2027 |
The 2025 property tax bill for 524 Virgil St was $2,759 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $177,946 (+2%) Land $38,362 Building $139,584 | |
| 2025 | $2,759.00 Homeowner's exemption | $174,458 Land $37,610 Building $136,848 |
| 2023 | $2,598.00 (+0.66%) Homeowner's exemption | $167,685 Land $36,150 Building $131,535 |
| 2022 | $2,581.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 524 Virgil St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Virgil St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Verizon.
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