531 Suttalee Ln, Irmo, SC 29063 Property Records

Richland County property record for 531 Suttalee Ln, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,920 sqft · built 2011
Lot Size	0.296 acres (12,921 sqft)
Owner	Individual Name on File
Last Sale	$93,076 (Jul 2014)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03503-02-07`

Property Details

APN / Parcel Number

Primary APN	`03503-02-07`
Alternative APNs	`R03503-02-07` `02047323`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Heated Area
Gross Area	3,437 sqft
1st Floor Area	1,320 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,921 sqft (0.296 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02047323
Street Address	531 SUTTALEE LN
City	IRMO
State	SC
Zip	29063-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 140 85X149.4X84.9X155.2 #SU CHELSA PARK PHASE C #PR RB1647-1006
Legal Subdivision	CHELSEA PARK WEST
Legal Phase	C
Legal Lot Number	85,140
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2009
Census Tract	10312

Owner

531 Suttalee Ln is owned and occupied by an individual who bought it in July 2014.

Source: Richland County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	531 SUTTALEE LN, IRMO, SC 29063-9583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on File
Deed Sale	Jul 14, 2014 · Amount on File
Prior Sale	Jun 23, 2011 · Amount on File
Deed Document Number	201450408
Deed Book / Page	1958 / 2583
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0019422323
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Oct 13, 2026
Property Address	531 SUTTALEE LN, IRMO, SC 29063-9583
Document Number	0000051141
Book / Page	3175 / 298
Instrument Date	Oct 5, 2026
Instrument	202651141
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SUTTALEE LN, IRMO, SC 29063-9583

Mortgage

Document Number	0000051141,
Date	Oct 13, 2026
Book Page	3175/298
Instrument	202651141

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	531 SUTTALEE LN, IRMO, SC 29063-9583
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026033848
Date	Mar 31, 2021
Book Page	2603/3848
Instrument	2021020693

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	531 SUTTALEE LN, IRMO, SC 29063-9583
Document Number	2497/3031
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SUTTALEE LN IRMO SC 290639583, IRMO, SC 29063-9583

Mortgage

Document Number	2497/3031
Date	Jun 14, 2020
Book Page	002497/003031
Instrument	27496

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 531 Suttalee Ln was $2,286.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00	$263,200	$351,300 Land $45,000 Building $306,300
2023	$1,926.00	$9,156	$228,900
2021	$1,925.00	$9,160	$228,900 Land $38,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 531 Suttalee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Suttalee Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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