520 Suttalee Ln, Irmo, SC 29063 Property Records

Richland County property record for 520 Suttalee Ln, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,920 sqft · built 2012
Lot Size	0.271 acres (11,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Jul 2012)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03503-01-13`

Property Details

APN / Parcel Number

Primary APN	`03503-01-13`
Alternative APNs	`R03503-01-13` `02047234`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Heated Area
Gross Area	3,437 sqft
1st Floor Area	1,320 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,825 sqft (0.271 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02047234
Street Address	520 SUTTALEE LN
City	IRMO
State	SC
Zip	29063-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 137 78.7X150.1X78.6X150.1 #SU CHELSEA PARK PHASE C #PR RB1647-1006 RB1783-2540
Legal Subdivision	CHELSEA PARK WEST
Legal Phase	C
Legal Lot Number	78,137
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2007
Census Tract	10312

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 SUTTALEE LN, IRMO, SC 29063-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Loan Modification, Mortgage · VA Mortgage CMG MTG
Sep 25, 2017	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on Record
Deed Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	201261633
Deed Book / Page	1783 / 2516
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	520 SUTTALEE LN, IRMO, SC 29063-9582
Document Number	2545/1459
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SUTTALEE LN IRMO SC 290639582, IRMO, SC 29063-9582

Mortgage

Document Number	2545/1459
Date	Oct 27, 2020
Book Page	002545/001459
Instrument	58385

Lender

Name	CMG MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	520 SUTTALEE LN, IRMO, SC 29063-9582
Document Number	2248/0639
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SUTTALEE LN IRMO SC 290639582, IRMO, SC 29063-9582

Mortgage

Document Number	2248/0639
Date	Oct 2, 2017
Book Page	002248/000639
Instrument	73692

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+18.7%)	$265,100 (+2,775.27%)	$354,400 (+53.75%) Land $45,000 Building $309,400
2023	$1,936.00 (+0.05%)	$9,220 (-)	$230,500 (-)
2021	$1,935.00	$9,220	$230,500 Land $38,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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