531 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 531 Summit Ave, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1942
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Aug 2024)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-021040`

Property Details

APN / Parcel Number

Primary APN	`D08-021040`
Alternative APNs	`050628.2-19-016-00` `D08SW106 00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	966 sqft
2nd Floor Area	734 sqft
Upper Floors Area	734 sqft
Basement Area	966 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	176 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW106 00600
Street Address	531 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2022 50
Legal Subdivision	CITY/TROY
Legal Lot Number	2022 50
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365301

Owner

Source: Miami County records · APN D08-021040

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 SUMMIT AVE, TROY, OH 45373-3049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	1464
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 19, 2020
Property Address	531 SUMMIT AVE, TROY, OH 45373-3049
Document Number	0000008088
Instrument Date	May 29, 2020
Instrument	2020OR-08088
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	531 SUMMIT AVE, TROY, OH 45373-3049

Mortgage

Document Number	0000008089
Date	Jun 19, 2020
Instrument	2020OR-08089

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,185.00 (+9.36%) Homeowner's exemption	$63,430 (+19.77%) Land $9,840 Building $53,590	$181,200 (+19.76%) Land $28,100 Building $153,100
2024	$1,998.00 (+2.2%) Homeowner's exemption	$52,960 (-) Land $10,260 Building $42,700
2023	$1,955.00 (+17.49%) Homeowner's exemption	$52,960 (-) Land $10,260 Building $42,700	$151,300 (-) Land $29,300 Building $122,000
2022	$1,664.00 Homeowner's exemption	$52,960 Land $10,260 Building $42,700	$151,300 Land $29,300 Building $122,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Benton Ridge Telephone Company, Spectrum, Imagine Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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