526 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 526 Summit Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1925
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Dec 1992)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`D08-020850`

Property Details

APN / Parcel Number

Primary APN	`D08-020850`
Alternative APNs	`050628.2-18-007-00` `D08SW104 02900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	2,220 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	330 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	526 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2004 50
Legal Lot Number	2004
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3007
Census Tract	365301

Owner

Source: Miami County records · APN D08-020850

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	526 SUMMIT AVE, TROY, OH 45373-3047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1992 · Amount on Record
Deed Sale	Dec 31, 1992 · Amount on Record
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	526 SUMMIT AVE, TROY, OH 45373-3047
Document Number	0000002621
Instrument Date	Jan 04, 2019
Transaction Type	Mortgage
Record Updated	Apr 03, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 SUMMIT AVE TROY OH 453733047, TROY, OH 45373-3047

Mortgage

Document Number	0000002621
Date	Mar 14, 2019
Instrument	2621

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 13, 2059

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+14.14%)	$44,980 (+29.66%) Land $8,750 Building $36,230	$128,500 (+29.67%) Land $25,000 Building $103,500
2024	$1,337.00 (+2.22%)	$34,690 (-) Land $9,100 Building $25,590
2023	$1,308.00 (+16.89%)	$34,690 (-) Land $9,100 Building $25,590	$99,100 (-) Land $26,000 Building $73,100
2022	$1,119.00	$34,690 Land $9,100 Building $25,590	$99,100 Land $26,000 Building $73,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 405 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Imagine Networks, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 26,305 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.