531 Stone St, Monroe, MI 48161 Property Records

Monroe County property record for 531 Stone St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1961
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Mar 2024)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-19-00774-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00774-000`
Alternative APN	`55 190 077 40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	456 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	531 STONE ST
City	MONROE
State	MI
Zip	48161-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERLOO HEIGHTS LOT 25 AND N 30 FT OF LOT 26
Legal Subdivision	WATERLOO HEIGHTS
Legal Lot Number	25-26
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 STONE ST, MONROE, MI 48161-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 13, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	20243289
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 13, 2024
Property Address	531 STONE ST, MONROE, MI 48161-1634
Document Number	0000003289
Map Reference	LB 8 PG 33
Instrument Date	Mar 11, 2024
Instrument	2024R03289
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TIDE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MYSTIC LAKE WAY, ORMOND BEACH, FL 32174-6797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 LAUREN DR, NEWPORT, MI 48166-8909

Mortgage

Document Number	0000003290
Date	Mar 13, 2024
Instrument	2024R03290

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000003290
Date	Mar 13, 2024
Instrument	2024R03290

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	10 POINTE DR STE 330, BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 13, 2021
Property Address	531 STONE ST, MONROE, MI 48161-1634
Document Number	2021R23677
Map Reference	LB 6 PG 33
Instrument Date	Aug 27, 2021
Instrument	2021R23677
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7801 KIMBERLY DR, 7801, NEWPORT, MI 48166-8929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 STONE ST, MONROE, MI 48161-1634

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+30.43%) Land $86,200	$172,400 (+30.43%) Land $172,400
2025	$3,555.00 (-13.36%) Homeowner's exemption
2023	$4,103.00	$66,090	$132,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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