525 Stone St, Monroe, MI 48161 Property Records

Monroe County property record for 525 Stone St, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1930
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$144,900 (Nov 2022)
Tax Bill$3,232 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-19-00773-000

Property Details

APN / Parcel Number

Primary APN55-19-00773-000
Alternative APN
  • 55 190 077 30

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 45 ft wide
TerrainRolling
Garage Area324 sqft
DrivewayDriveway
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area212 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address525 STONE ST
CityMONROE
StateMI
Zip48161-1634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWATERLOO HEIGHTS LOT 24
Legal SubdivisionWATERLOO HEIGHTS
Legal Lot Number24
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2011
Census Tract832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address525 STONE ST, MONROE, MI 48161-1634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number202222102
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateNov 18, 2022
Property Address525 STONE ST, MONROE, MI 48161-1634
Document Number0000022102
Map ReferenceLB 6 PG 33
Instrument DateNov 18, 2022
Instrument2022R22102
Transaction TypeTransfer
Record UpdatedDec 8, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 STONE ST, 525, MONROE, MI 48161-1634

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 STONE ST, MONROE, MI 48161-1634

Mortgage

Document Number0000022103
DateNov 18, 2022
Instrument2022R22103
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,900 (+29.48%) Land $79,900$159,800 (+29.48%) Land $159,800
2025$3,232.00 (+41.32%) Homeowner's exemption
2023$2,287.00 Homeowner's exemption$61,710$123,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Mercury Fiber, T-Mobile.

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