531 Shellfield Rd, Dunnsville, VA 22454 Property Records

Essex County property record for 531 Shellfield Rd, Dunnsville, VA 22454

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,680 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Feb 2021)
Tax Bill	$3,413 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`38-D-1-9`

Property Details

APN / Parcel Number

Primary APN	`38-D-1-9`
Alternative APN	`2489`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Screened Porch
Deck Area	192 sqft
Shed	1 Shed
Shed Area	200 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2489
Street Address	531 SHELLFIELD RD
City	DUNNSVILLE
State	VA
Zip	22454-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SHELLFIELD BEACH LOTS 8, 8A, 9, 10 WATER FRONT (265') WATERFRONT (265')
Legal Subdivision	SHELLFIELD BEACH
Legal Lot Number	8A
Jurisdiction	ESSEX VA
Township / Civil Division	SOUTH
Census Block Group	3
Census Block	3002
Census Tract	950800

Owner

Source: Essex County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18903 MIATA LN, TRIANGLE, VA 22172-2075
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	2021295
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Feb 23, 2021
Property Address	531 SHELLFIELD RD, DUNNSVILLE, VA 22454-2013
Document Number	210000295
Instrument Date	Feb 12, 2021
Instrument	210000295
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18903 MIATA LN, TRIANGLE, VA 22172-2075

Mortgage

Document Number	210000296
Date	Feb 23, 2021
Instrument	210000296

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,413.00	$620,600 (-) Land $300,000 Building $320,600	$620,600 (-) Land $300,000 Building $320,600
2025	$3,413.00 (-2.6%)	$620,600 (+29.27%) Land $300,000 Building $320,600	$620,600 (+29.27%) Land $300,000 Building $320,600
2023	$3,504.00	$480,090 Land $250,000 Building $230,090	$480,090 Land $250,000 Building $230,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	86 (1985–2023)
Claims Outside the SFHA	4 of 86
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 23 claims Hurricane Isabel, Sep 2003 · 31 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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