439 Shellfield Rd, Dunnsville, VA 22454 Property Records

Essex County property record for 439 Shellfield Rd, Dunnsville, VA 22454

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,660 sqft · built 2021
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jul 2011)
Tax Bill$4,356 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN38-D-1-16

Property Details

APN / Parcel Number

Primary APN38-D-1-16
Alternative APN
  • 2328

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,660 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area27,007 sqft (0.62 acres)
Garage TypeMixed
Garage Area1,020 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchScreened Porch
Deck Area187 sqft
Patio Area198 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2328
Street Address439 SHELLFIELD RD
CityDUNNSVILLE
StateVA
Zip22454-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSHELLFIELD BEACH LOT 16
Legal Lot Number16
JurisdictionESSEX VA
Township / Civil DivisionSOUTH
Census Block Group3
Census Block3002
Census Tract950800

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address439 SHELLFIELD RD, DUNNSVILLE, VA 22454-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2011 · Amount on Record
Deed SaleJul 27, 2011 · Amount on Record
Deed Book / Page1100 / 946
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address439 SHELLFIELD RD, DUNNSVILLE, VA 22454-2014
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001300
DateOct 21, 2019
Instrument190001300
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeARM
AmountAmount Recorded
Term372 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2026
Margin3

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyEssex County
Unified School DistrictEssex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,356.00$792,000 (-) Land $270,000 Building $522,000$792,000 (-) Land $270,000 Building $522,000
2025$4,356.00 (-8.31%)$792,000 (+21.68%) Land $270,000 Building $522,000$792,000 (+21.68%) Land $270,000 Building $522,000
2023$4,751.00$650,874 Land $225,000 Building $425,874$650,874 Land $225,000 Building $425,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims86 (1985–2023)
Claims Outside the SFHA4 of 86
Most Recent ClaimSep 2023 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 23 claims
  • Hurricane Isabel, Sep 2003 · 31 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shellfield Rd

Nearby Streets

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