531 Ruth Ln, Sullivan, MO 63080 Property Records

Franklin County property record for 531 Ruth Ln, Sullivan, MO 63080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,424 sqft · built 2004
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$561,300 (Sep 2021)
Tax Bill$2,352 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN35-2-09.0-4-025-269.400

Property Details

APN / Parcel Number

Primary APN35-2-09.0-4-025-269.400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Patio Area260 sqft
Shed1 Shed

Location & Zoning

Street Address531 RUTH LN
CitySULLIVAN
StateMO
Zip63080-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:5 JOEY
Legal Range2W
Legal Township40N
Legal Section09
Legal SubdivisionJOEY
Legal Lot Number5
JurisdictionFRANKLIN MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1055
Census Tract801101

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 RUTH LN, SULLIVAN, MO 63080-2253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Deed Document Number202117117
Last Transfer DateOct 25, 2021
Transfer Doc0000020346
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN MO
Recording DateOct 28, 2021
Property Address531 RUTH LN, SULLIVAN, MO 63080-2253
Document Number0002120346
Map ReferencePB P PG 511
Instrument DateOct 25, 2021
Instrument2120346
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 RUTH LN, SULLIVAN, MO 63080-2253

Mortgage

Document Number0002120347
DateOct 28, 2021
Instrument2120347
Lender
NameHOME LOAN EXPERT LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySullivan City
Unified School DistrictSullivan C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,352.00 (+26.66%)$37,995 (+18.24%)$199,970 (+18.24%) Land $22,330 Building $177,640
2023$1,857.00 (-17.8%)$32,133$169,120 Land $22,330 Building $146,790
2022$2,259.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims50 (1993–2024)
Claims Outside the SFHA1 of 50
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims
  • Severe Storms And Flooding, Mar 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSULLIVAN PWS
serves 7,081 people · EPA ID MO6010775
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

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