524 Ruth Ln, Sullivan, MO 63080 Property Records

Franklin County property record for 524 Ruth Ln, Sullivan, MO 63080 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-2-09.0-4-025-269.180`

Property Details

APN / Parcel Number

Primary APN	`35-2-09.0-4-025-269.180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 2001
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	524 RUTH LN
City	SULLIVAN
State	MO
Zip	63080-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:18 JOEY
Legal Range	02W
Legal Township	40
Legal Section	09
Legal Quarter	SE
Legal Subdivision	JOEY
Legal Block	25
Legal Lot Number	18
Jurisdiction	FRANKLIN MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1057
Census Tract	801101

Owner

Source: Franklin County records · APN 35-2-09.0-4-025-269.180

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 RUTH LN, SULLIVAN, MO 63080-2252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Line of Credit PHELPS COUNTY BANK
Sep 14, 2020	Warranty Deed, Transfer FIRST CMNTY NAT'L BK
May 09, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2020
Deed Sale	Sep 14, 2020
Prior Sale	Apr 04, 2008
Deed Document Number	2015207
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	524 RUTH LN, SULLIVAN, MO 63080-2252
Transaction Type	Mortgage
Record Updated	Apr 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002302623
Date	Mar 07, 2023
Instrument	2302623

Lender

Name	PHELPS COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 14, 2020
Property Address	524 RUTH LN, SULLIVAN, MO 63080-2252
Document Number	0000015207
Instrument Date	Sep 08, 2020
Instrument	15207
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 RUTH LN SULLIVAN MO 630802252, SULLIVAN, MO 63080-2252

Mortgage

Document Number	15208
Date	Sep 14, 2020
Instrument	15208

Lender

Name	FIRST CMNTY NAT'L BK
Type	Bank
Address	STEELVILLE, MO 65565

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 09, 2019
Property Address	524 RUTH LN, SULLIVAN, MO 63080-2252
Document Number	0000005509
Instrument Date	May 06, 2019
Instrument	5509
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RUTH LANE SULLIVAN FRANKLIN COUNTY MO 63080, FRANKLIN COUNTY, MO 63080

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Sullivan City
Unified School District	Sullivan C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+30.51%)	$31,378 (+21.88%)	$165,150 (+21.88%) Land $17,670 Building $147,480
2023	$1,488.00 (-14.09%)	$25,745	$135,500 Land $17,670 Building $117,830
2022	$1,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1993–2024)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Nov 2024, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims Severe Storms And Flooding, Mar 2008 · 9 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 26% of Missouri
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cable One	Cable	1,000 / 50
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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