531 Obeche Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 531 Obeche Ct, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,034 sqft · built 1979
Lot Size0.214 acres (9,360 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Sep 2020)
Tax Bill$2,978 (2024)
Deeds & MortgagesMar 2020 Line of Credit
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-34-105-004

Property Details

APN / Parcel Number

Primary APN10-34-105-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,034 sqft Living Area
1st Floor Area1,034 sqft
Basement Area1,034 sqft
Finished Basement680 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1979
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area9,360 sqft (0.214 acres)
Lot Dimensions130 ft deep x 72 ft wide
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address531 OBECHE CT
CityDUBUQUE
StateIA
Zip52003-7751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 14 OF REPLAT OF LOTS 4, 5, & 6 BLK 4 CEDAR LAKE ADD
Legal SubdivisionHOOVER
Legal Block4
Legal Lot Number4-6,14
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3009
Census Tract802

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address531 OBECHE CT, DUBUQUE, IA 52003-7751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
PREMIER BANK
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Aug 26, 2019Warranty Deed, Transfer · Conventional Mortgage
PREMIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleAug 26, 2019 · Amount on Record
Deed Document Number2020-00013513
Record UpdatedJun 7, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address531 OBECHE CT, DUBUQUE, IA 52003-7751
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002727
DateMar 5, 2020
Instrument2020-00002727
Lender
NamePREMIER BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateSep 8, 2020
Property Address531 OBECHE CT, DUBUQUE, IA 52003-7751
Document Number0000013513
Map ReferenceDOC 780-80
Instrument DateJul 29, 2020
Instrument2020-00013513
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$351.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 OBECHE CT, DUBUQUE, IA 52003-7751

Mortgage

Document Number0000013514
DateSep 8, 2020
Instrument2020-00013514
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 26, 2019
Property Address531 OBECHE CT, DUBUQUE, IA 52003-7751
Document Number0000009809
Map ReferenceDOC 780-80
Instrument DateAug 7, 2019
Instrument2019-00009809
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 OBECHE CT, DUBUQUE, IA 52003-7751

Mortgage

Document Number0000009810
DateAug 26, 2019
Instrument2019-00009810
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$233,300 (+7.36%) Land $33,000 Building $200,300$233,300 (+7.36%) Land $33,000 Building $200,300
2024$2,978.00 (-0.6%)
2023$217,300 (+18.96%) Land $31,100 Building $186,200$217,300 (+18.96%) Land $31,100 Building $186,200
2022$2,996.00$182,660 Land $31,100 Building $151,560
2021$182,660 Land $31,100 Building $151,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.

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