Dubuque County property record for 521 Obeche Ct, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1986 |
| Lot Size | 0.207 acres (9,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2026) |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-105-003 |
| Primary APN | 10-34-105-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 400 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,009 sqft (0.207 acres) |
| Lot Dimensions | 117 ft deep x 77 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 OBECHE CT |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 3 BLK 4 CEDAR LAKE ADD |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | HOOVER |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 802 |
Source: Dubuque County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Apr 16, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Apr 28, 2017 | Warranty Deed, Transfer · ARM AMERICAN TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2007 · Amount on Record |
| Deed Document Number | 20267033 |
| Prior Transfer Date | Apr 8, 2019 |
| Prior Transfer Doc | 0000003705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 26, 2026 |
| Property Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000007033 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20267033 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,975.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000007034, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20267034 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009570 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-00009570 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004803 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021000004803 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 16, 2019 |
| Property Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000003705 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 2019-00003705 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000003706 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019-00003706 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 28, 2017 |
| Property Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000004936 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017-00004936 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 521 OBECHE CT, DUBUQUE, IA 52003-7751 |
| Document Number | 0000004937 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-00004937 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 | $242,200 (+5.53%) Land $34,400 Building $207,800 | $242,200 (+5.53%) Land $34,400 Building $207,800 |
| 2024 | $3,300.00 (-0.9%) | ||
| 2023 | $229,500 (+18.82%) Land $32,300 Building $197,200 | $229,500 (+18.82%) Land $32,300 Building $197,200 | |
| 2022 | $3,330.00 | $193,150 Land $32,340 Building $160,810 | |
| 2021 | $193,150 Land $32,340 Building $160,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.
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