531 Oak Dr, Monroe, MI 48161 Property Records

Monroe County property record for 531 Oak Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 783 sqft · built 1949
Lot Size	0.451 acres (19,646 sqft)
Owner	Individual Name on File
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-250-006-00`

Property Details

APN / Parcel Number

Primary APN	`12-250-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	783 sqft Living Area
1st Floor Area	783 sqft
Basement Area	783 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	140 ft deep x 47 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	531 OAK DR
City	MONROE
State	MI
Zip	48161-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 90 WERTENBERGER PLACE LOT 7
Legal Subdivision	WERTENBERGER PLACE - MONROE TO
Legal Lot Number	7
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4017
Census Tract	832300

Owner

531 Oak Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	531 OAK DR, MONROE, MI 48161-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 19, 2021	Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021
Deed Sale	Jul 19, 2021
Prior Sale	Jul 17, 2000 · Amount on File
Deed Document Number	202118851
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	2021R18851
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	531 OAK DR, MONROE, MI 48161-1607
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 OAK DR, MONROE, MI 48161-1607

Mortgage

Document Number	0000018228
Date	Dec 13, 2023
Instrument	2023R18228

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jul 19, 2021
Property Address	531 OAK DR, MONROE, MI 48161-1607
Document Number	2021R18851
Map Reference	LB 5 PG 45
Instrument Date	Jun 18, 2021
Instrument	2021R18851
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 OAK DR, 531, MONROE, MI 48161-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 OAK DR, MONROE, MI 48161-1607

Mortgage

Document Number	2021R18852
Date	Jul 19, 2021
Instrument	2021R18852

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 531 Oak Dr was $1,232 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,250 Land $5,250 Building $60,000	$130,500 Land $10,500 Building $120,000
2025	$1,232.00 Homeowner's exemption
2023	$1,067.00 Homeowner's exemption	$50,950	$101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Oak Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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