512 Oak Dr, Monroe, MI 48161 Property Records

Monroe County property record for 512 Oak Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1925
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Aug 2023)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`12-250-011-00`

Property Details

APN / Parcel Number

Primary APN	`12-250-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Basement Area	664 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	140 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 OAK DR
City	MONROE
State	MI
Zip	48161-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 90 WERTENBERGER PLACE LOT 12
Legal Subdivision	WERTENBERGER PLACE - MONROE TO
Legal Lot Number	12
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	832300

Owner

512 Oak Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 OAK DR, MONROE, MI 48161-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Aug 17, 2023	Warranty Deed, Transfer
Sep 2, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Aug 17, 2023 · Amount on File
Deed Document Number	202312308
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 17, 2023
Property Address	512 OAK DR, MONROE, MI 48161-1608
Document Number	0000012308
Map Reference	LB 5 PG 45
Instrument Date	Aug 15, 2023
Instrument	2023R12308
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 ASH ST, CARLETON, MI 48117-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MEADOW DR, MORENCI, MI 49256-1525

Mortgage

Document Number	0000012309
Date	Aug 17, 2023
Instrument	2023R12309

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 17, 2023
Property Address	512 OAK DR, MONROE, MI 48161-1608
Document Number	0000012307
Map Reference	LB 5 PG 45
Instrument Date	Aug 15, 2023
Instrument	2023R12307
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7736 BEACHWAY DR, MONROE, MI 48161-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 ASH ST, CARLETON, MI 48117-9737

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Sep 2, 2022
Property Address	512 OAK DR, MONROE, MI 48161-1608
Document Number	0000017605
Map Reference	LB 5 PG 45
Instrument Date	Aug 30, 2022
Instrument	2022R17605
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7736 BEACHWAY DR, 7736, MONROE, MI 48161-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 ASH ST, CARLETON, MI 48117-9737

Tax Assessment & Valuation

The 2025 property tax bill for 512 Oak Dr was $1,675 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,050 Land $5,250 Building $56,800	$124,100 Land $10,500 Building $113,600
2025	$1,675.00 Homeowner's exemption
2023	$1,422.00	$42,200	$84,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Oak Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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