531 N 970 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 531 N 970 E, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,276 sqft · built 1997
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Dec 2020)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-581-0015`

Property Details

APN / Parcel Number

Primary APN	`52-581-0015`
Alternative APN	`083807`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	648 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	300 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	083807
Street Address	531 N 970 E
City	SPANISH FORK
State	UT
Zip	84660-1693
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 15, PLAT B, SEVEN MOUNTAIN SUBDV. AREA 0.092 AC.
Legal Subdivision	SEVEN MOUNTAIN SUB
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2018
Census Tract	3201

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 N 970 E, SPANISH FORK, UT 84660-1693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2020198055
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	0000122104
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	531 N 970 E, SPANISH FORK, UT 84660-1693
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	WASATCH TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085016
Date	Aug 30, 2019
Instrument	085016:2019

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 11, 2020
Property Address	531 N 970 E, SPANISH FORK, UT 84660-1693
Document Number	0000198055
Instrument Date	Dec 11, 2020
Instrument	198055:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE INS AGCY OF UT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 N 970 E, SPANISH FORK, UT 84660-1693

Mortgage

Document Number	0000198069
Date	Dec 11, 2020
Instrument	198069:2020

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 30, 2018
Property Address	531 N 970 E, SPANISH FORK, UT 84660-1693
Document Number	0000040252
Instrument Date	Apr 30, 2018
Instrument	040252:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 N 970 E, SPANISH FORK, UT 84660-1693

Mortgage

Document Number	0000040253
Date	Apr 30, 2018
Instrument	040253:2018

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,310 (-43.75%)	$364,200 (+2.27%) Land $69,900 Building $294,300
2025	$1,886.00	$356,100 (+81.61%) Land $69,900 Building $286,200	$356,100 (-0.11%) Land $69,900 Building $286,200
2024	$1,886.00 (-0.74%)
2023	$1,900.00 (+5.97%)	$196,075	$356,500 Land $55,500 Building $301,000
2022	$1,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

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