518 N 970 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 518 N 970 E, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,914 sqft · built 1996
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2021)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-581-0011`

Property Details

APN / Parcel Number

Primary APN	`52-581-0011`
Alternative APN	`083803`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	954 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	270 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	083803
Street Address	518 N 970 E
City	SPANISH FORK
State	UT
Zip	84660-1691
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 11, PLAT B, SEVEN MOUNTAIN SUBDV. AREA 0.098 AC.
Legal Subdivision	SEVEN MOUNTAIN SUB
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2000
Census Tract	3201

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 10, 2021	Correction Deed CAPSTONE ESCROW INC, CAPSTONE T&E INC
Jun 8, 2021	Correction Deed, Transfer CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	2021112084
Prior Transfer Date	Nov 1, 1997
Prior Transfer Doc	0000090523
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027538
Date	Mar 22, 2017
Instrument	027538:2017

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 22, 2021
Property Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Document Number	0000112084
Instrument Date	Jun 21, 2021
Instrument	112084:2021
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N 970 E, SPANISH FORK, UT 84660-1691

Mortgage

Document Number	0000112167
Date	Jun 22, 2021
Instrument	112167:2021

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	UTAH UT
Recording Date	Jun 10, 2021
Property Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Document Number	0000106207
Instrument Date	May 10, 2021
Instrument	106207:2021
Record Updated	Feb 1, 2023
Title Company	CAPSTONE ESCROW INC, CAPSTONE T&E INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	UTAH UT
Recording Date	Jun 8, 2021
Property Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Document Number	0000105035
Instrument Date	May 8, 2021
Instrument	105035
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 N 970 E SPANISH FORK UT 846601691, SPANISH FORK, UT 84660-1691

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 8, 2019
Property Address	518 N 970 E, SPANISH FORK, UT 84660-1691
Document Number	0000117075
Instrument Date	Nov 7, 2019
Instrument	117075:2019
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	CAPSTONE T&E INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N 970 E, SPANISH FORK, UT 84660-1691

Mortgage

Document Number	0000117094
Date	Nov 8, 2019
Instrument	117094:2019

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,490 (-1.61%)	$391,800 (-1.61%) Land $71,000 Building $320,800
2025	$2,110.00 (+0.91%)	$219,010 (-3.63%)	$398,200 (-3.63%) Land $71,000 Building $327,200
2024	$2,091.00 (-5.04%)
2023	$2,202.00 (+15.23%)	$227,260	$413,200 Land $56,300 Building $356,900
2022	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

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