531 Main St, Apt 412M, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 531 Main St, Apt 412M, Worcester, MA 01608

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 516 sqft · built 1930
Lot Size	0.317 acres (13,826 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Apr 2024)
Tax Bill	$1,821 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-013-0412M`

Property Details

APN / Parcel Number

Primary APN	`3-013-0412M`
Alternative APN	`WORC M:03 B:013 L:0412M`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	43 Units
Building Area	516 sqft Living Area
1st Floor Area	742 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	13,826 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3-013-0412M
Street Address	531 MAIN ST, 412M
City	WORCESTER
State	MA
Zip	01608-1816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	FEDERAL SQUARE CONDO
Legal Block	13
Legal Lot Number	412M
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main and Franklin Streets Historic District listed 2022 · 9 contributing resources · NRIS 100007732

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	148 MORELAND ST, WORCESTER, MA 01609-1061
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EDWARD F RUSSO
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Book / Page	70423 / 163
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	070423-163
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 23, 2024
Property Address	531 MAIN ST APT 412M, 412M, WORCESTER, MA 01608-1816
Document Number	070423-163
Book / Page	70423 / 163
Instrument Date	Apr 22, 2024
Instrument	29249
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MORELAND ST, WORCESTER, MA 01609-1061

Mortgage

Document Number	0000029250
Date	Apr 23, 2024
Instrument	29250

Lender

Name	EDWARD F RUSSO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 20, 2017
Property Address	531 MAIN ST APT 412, 412, WORCESTER, MA 01608-1816
Document Number	56642-102
Book / Page	056642 / 000102
Instrument Date	Jan 19, 2017
Instrument	7574
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Amount	Amount Recorded
Tax	$544.56
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 KELLEY SQ #2ND WORCESTER MA 016102754, 2ND, WORCESTER, MA 01610-2754

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 20, 2017
Property Address	531 MAIN ST APT 412, 412, WORCESTER, MA 01608-1816
Document Number	56642-89
Book / Page	056642 / 000089
Instrument Date	Dec 6, 2016
Instrument	7570
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12 DAMONMILL SQ CONCORD MA 017422841, CONCORD, MA 01742-2841

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,821.00 (+1.73%)	$137,100 (+1.03%) Building $137,100	$177,521 (+13.53%)
2025	$1,790.00 (+36.85%)	$135,700 (+48.79%) Building $135,700	$156,370 (+5.31%)
2024			$148,485
2023	$1,308.00	$91,200 Building $91,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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