531 Main St, Apt 407M, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 531 Main St, Apt 407M, Worcester, MA 01608

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 988 sqft · built 1930
Lot Size	0.317 acres (13,826 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Mar 2021)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-013-0407M`

Property Details

APN / Parcel Number

Primary APN	`3-013-0407M`
Alternative APN	`WORC M:03 B:013 L:0407M`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	43 Units
Building Area	988 sqft Living Area
1st Floor Area	720 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	13,826 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3-013-0407M
Street Address	531 MAIN ST, 407M
City	WORCESTER
State	MA
Zip	01608-1816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	13
Legal Lot Number	407M
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main and Franklin Streets Historic District listed 2022 · 9 contributing resources · NRIS 100007732

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

531 Main St, Apt 407M is owned by an individual who bought it in March 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 WOOD ST, HOPKINTON, MA 01748-1085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Mar 10, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Mar 10, 2020 · Amount on File
Deed Document Number	202128518
Deed Book / Page	64578 / 214
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	64578-214
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 1, 2021
Property Address	531 MAIN ST APT 407, 407, WORCESTER, MA 01608-1816
Document Number	64578-214
Book / Page	64578 / 214
Instrument Date	Feb 26, 2021
Instrument	28518
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST APT 407M, 407M, WORCESTER, MA 01608-1816

Mortgage

Document Number	28519
Date	Mar 1, 2021
Instrument	28519

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 10, 2020
Property Address	531 MAIN ST APT 407, 407, WORCESTER, MA 01608-1816
Document Number	62020-22
Book / Page	062020 / 000022
Instrument Date	Feb 25, 2020
Instrument	25224
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST #407M WORCESTER MA 016081816, 407M, WORCESTER, MA 01608-1816

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 (+1.72%)	$253,900 (+1.03%) Building $253,900	$237,367 (+33.54%)
2025	$3,315.00 (+37.1%)	$251,300 (+49.05%) Building $251,300
2024			$177,745
2023	$2,418.00	$168,600 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Main St, Apt 407M in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 531 Main St, Apt 407M has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures