531 Main St, Apt 403M, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 531 Main St, Apt 403M, Worcester, MA 01608

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 963 sqft · built 1930
Lot Size	0.317 acres (13,826 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2026)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-013-0403M`

Property Details

APN / Parcel Number

Primary APN	`3-013-0403M`
Alternative APN	`WORC M:03 B:013 L:0403M`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	43 Units
Building Area	963 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	13,826 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3-013-0403M
Street Address	531 MAIN ST, 403M
City	WORCESTER
State	MA
Zip	01608-1816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	13
Legal Lot Number	403M
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main and Franklin Streets Historic District listed 2022 · 9 contributing resources · NRIS 100007732

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 MAIN ST, 403M, WORCESTER, MA 01608-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 1, 2019	Condominium Deed, Transfer NOT AVAILABLE
Nov 1, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	202648014
Deed Book / Page	73716 / 352
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	061354-349
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 15, 2026
Property Address	531 MAIN ST, 403M, WORCESTER, MA 01608-1816
Document Number	0000048014
Book / Page	73716 / 352
Instrument Date	May 22, 2026
Instrument	202648014
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST, 403M, WORCESTER, MA 01608-1816
Investor	Possibly a Property Investor

Mortgage

Date	Jun 15, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

November 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 1, 2019
Property Address	531 MAIN ST APT 403, 403, WORCESTER, MA 01608-1816
Document Number	61354-367
Book / Page	061354 / 000367
Instrument Date	Nov 1, 2019
Instrument	117390
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	25 WESTLAND ST WORCESTER MA 016022128, WORCESTER, MA 01602-2128

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 1, 2019
Property Address	531 MAIN ST APT 403, 403, WORCESTER, MA 01608-1816
Document Number	61354-346
Book / Page	61354 / 346
Instrument Date	Oct 16, 2019
Instrument	117388
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WESTLAND ST, WORCESTER, MA 01602-2128

Mortgage

Document Number	61354-349
Date	Nov 1, 2019
Book Page	61354/349
Instrument	117389

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00 (+1.72%)	$191,300 (+1.06%) Building $191,300	$197,180 (+22.96%)
2025	$2,497.00 (+37.12%)	$189,300 (+49.06%) Building $189,300	$160,360 (+4.58%)
2024			$153,330
2023	$1,821.00	$127,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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