531 Leppo Rd, Westminster, MD 21158 Property Records

Carroll County property record for 531 Leppo Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,740 sqft · built 1971
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Apr 2023)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-003078`

Property Details

APN / Parcel Number

Primary APN	`03-003078`
Alternative APNs	`3003078` `003078`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	150,282 sqft (3.45 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003078
Street Address	531 LEPPO RD
City	WESTMINSTER
State	MD
Zip	21158-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT- 3.456 ACS 531 LEPPO ROAD N OF CHERRYTOWN
Legal Subdivision	CHERRYTOWN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3014
Census Tract	503000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 5, 2023	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 16, 2017	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jul 19, 1988 · Amount on Record
Deed Book / Page	11007 / 451
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616

Mortgage

Document Number	0117110473
Date	Mar 17, 2026
Book Page	11711/473

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 5, 2023
Property Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616
Document Number	0110070451
Book / Page	11007 / 451
Instrument Date	Mar 29, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616

Mortgage

Document Number	0110070459
Date	Apr 5, 2023
Instrument	11007-0459

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102750494
Date	May 18, 2021
Book Page	10275/494

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	531 LEPPO RD, WESTMINSTER, MD 21158-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088670153
Date	Nov 16, 2017
Book Page	8867/0153
Instrument	8867-0153

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,033 (+9.65%)	$399,900 (+28.96%) Land $172,200 Building $227,700
2025	$3,533.00 (+11.98%)	$310,100 (+11.05%) Land $147,200 Building $162,900	$310,100 (-) Land $147,200 Building $162,900
2023	$3,155.00	$279,233	$310,100 Land $147,200 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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