420 Leppo Rd, Westminster, MD 21158 Property Records

Carroll County property record for 420 Leppo Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,645 sqft · built 1987
Lot Size	6.1 acres (265,716 sqft)
Owner	Individual Name on Record
Tax Bill	$4,782 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-016234`

Property Details

APN / Parcel Number

Primary APN	`03-016234`
Alternative APNs	`3016234` `016234`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	265,716 sqft (6.1 acres)
Garage Type	Detached
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016234
Street Address	420 LEPPO RD
City	WESTMINSTER
State	MD
Zip	21158-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 12 - 6.10 ACS 420 LEPPO RD 11-35 TWIN LAKES SEC 2
Legal Subdivision	TWIN LAKES
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3009
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 LEPPO RD, WESTMINSTER, MD 21158-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026
Deed Sale	Feb 24, 2026
Prior Sale	Jun 5, 2025 · Amount on Record
Deed Book / Page	11693 / 307
Prior Transfer Date	Feb 3, 2026
Prior Transfer Doc	0116930307
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 24, 2026
Property Address	420 LEPPO RD, WESTMINSTER, MD 21158-1615
Document Number	0116930307
Book / Page	11693 / 307
Map Reference	MB 11 PG 35
Instrument Date	Feb 3, 2026
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	420 LEPPO RD, WESTMINSTER, MD 21158-1615

Mortgage

Document Number	0011693314
Date	Feb 24, 2026
Instrument	11693/314

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	May 4, 2023
Property Address	420 LEPPO RD, WESTMINSTER, MD 21158-1615
Document Number	0110230177
Book / Page	11023 / 177
Map Reference	MB 11 PG 35
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LEPPO RD, WESTMINSTER, MD 21158-1615

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,782.00 (+14.16%)	$421,700 (+10.8%)	$503,900 (+32.4%) Land $185,500 Building $318,400
2025	$4,189.00 (+9.54%)	$380,600 (+12.45%) Land $160,500 Building $220,100	$380,600 (-) Land $160,500 Building $220,100
2023	$3,824.00 Homeowner's exemption	$338,467	$380,600 Land $160,500 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Leppo Rd

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